A doctor who answers.
Cash-pay primary care, urgent care, and pain management in Upland — without insurance, copays, or a bill that shows up six weeks later.
$150 per visit · $99 per month to call or text your physician directly, any day of the year.
Call or text — it rings my cell phone directly
Clinic hours: Tuesday, Wednesday, Thursday, 5–10 pm.
Se habla español — (909) 709-6198
Medicine without the middleman
Phil Zhou Medical is a cash-only medical practice built for busy professionals, business owners, parents, and anyone who is tired of fighting for their own healthcare. You pay one clear price, you see the doctor, and you leave knowing exactly what it cost.
We do not bill insurance. That single decision removes the prior authorizations, the coding games, the surprise bills six weeks later, and the seven-minute visit. What is left is the part that actually helps you get better: time with your physician.
Before medicine, I worked at Amazon. What stuck with me was how seriously they took speed and convenience — how much work went into removing small frictions most businesses never notice. Healthcare runs the other way. The friction is the system.
I am building the other version of that for my own community. You are a patient, and you are also a customer, and there is no good reason those should feel like different things. Most prescription refills here take one text message — no portal, no phone tree, no appointment to ask for something routine. (Membership required.)
- Call or text your doctor directly — not AI, not outsourced to a 3rd party
- Real appointment lengths — however much time is needed
- Transparent pricing — $150 a visit, or $99 a month
- labs, imaging, and medications passed through at cost for cash-payers
- Same-day and next-day availability
11 years
in LA County hospitals, community clinics, and patients’ homes
Compassionate
Physician
respects the patient’s preferences
English, Spanish
& Mandarin
Dr. Zhou speaks English and Mandarin; our assistant is a native Spanish speaker
Why patients choose Phil Zhou Medical
Peace of mind
When something is wrong, you text your doctor and your doctor answers — not a triage line, not a portal message returned in four days.
Open after work
Evening clinic hours Tuesday through Thursday, 5 to 10 pm — and a phone answered 24/7. No taking a day off to see a doctor.
Thorough, personal care
Thirty to sixty minutes means we get to the actual problem instead of managing the clock.
Lower, predictable cost
One flat price per visit or per month. No copays, no facility fees, no bill that shows up later.
Better outcomes
Prevention, early intervention, and follow-through — the things that keep you out of the hospital.
Evidence-based and relationship-driven
Careful, current medicine delivered by a physician who knows your history without opening a chart.
What we do
Primary care
Annual exams, chronic disease management, preventive care, labs, and the long-term relationship that makes all of it work.
Urgent care
Illness, injury, infections, lacerations, and the problems that cannot wait for a three-week appointment slot.
Pain management
Musculoskeletal and joint pain, injections, and a plan aimed at function — getting you moving again rather than just medicated.
Weight management
A metabolic workup, a review of the medications working against you, and prescription treatment when it is genuinely indicated.
House calls
Evenings and weekends, throughout Upland and the surrounding communities — for the visits that should come to you.
Serious illness support
Symptom control, goals-of-care conversations, and the paperwork that matters, from a physician who has practiced hospice and palliative care since 2018.
The whole arc of a life
Some practices are built for one kind of patient. This one is built for the long relationship — the annual physical in your thirties, the blood pressure that starts creeping in your fifties, and the hard conversations that come much later.
Having practiced in hospice, I know what it looks like when nobody was paying attention early. That is most of why this practice exists.
Simple pricing
$150
Per office visit
Pay as you go. No membership required, no insurance needed, price known before you walk in.
$99 / month
VIP membership
24/7 direct contact with your physician, plus routine care and refills handled without an office visit.
No insurance is billed — not any plan, not Medicare, not Medi-Cal. Payment is due at the time of service by credit or debit card, HSA or FSA card, cash, ACH, Zelle, PayPal, or cryptocurrency.
Ready when you are
Call or text (562) 575-6816 to book a visit, or join as a VIP member and have a doctor in your corner every day of the year.